Our beginning personal finance organizer is designed to teach teens the skills that they will need to get and stay on target towards a bright financial future. It is packed with basic personal finance information and tips written for beginners. Designed to help teens establish and work towards life goals that will require funding at some point, it demystifies the world of banking, investing and credit. Best of all it empowers the user with an appreciation for delayed gratification. Helps keep finances and financial documents organized.